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Protect Yourself from AI Scams

Artificial intelligence (AI) has revolutionized many aspects of our lives, but it has also provided new tools for scammers. At O1ne Mortgage, we want to ensure you stay safe from these evolving threats. If you need any mortgage services, call us at 213-732-3074.

Types of AI-Powered Scams

Scammers are using AI in various ways to deceive people. Here are seven common AI-powered scams to watch out for:

1. Voice Cloning Scams

AI can clone voices from short audio clips. Scammers might use cloned voices of celebrities or even your friends and family to trick you into giving money or personal information.

2. Deepfake Video Scams

Deepfake videos can convincingly simulate real people. Scammers use these videos to promote scams, often directing you to fraudulent websites.

3. Deepfake Video Call Scams

Scammers might use real-time deepfake videos in video calls, especially in romance scams. These scams can be very convincing and lead to financial loss.

4. AI Images and Deepfake Scams

AI-generated images can be used in advertisements or social media posts to lure you into scams. Some criminals even create explicit deepfake images for extortion.

5. AI-Generated Websites

Scammers create fake websites that look legitimate. These sites can steal your payment information or be part of a larger fraud scheme.

6. AI-Enhanced Phishing Emails

Phishing emails have become more convincing with AI. These emails can trick you into sharing personal information or downloading malware.

7. AI-Generated Listings

Scammers use AI to create fake listings for products or rental properties. These listings can lead to financial loss or identity theft.

How to Protect Yourself from AI Scams

Here are some tips to safeguard yourself from AI scams:

Be Extra Cautious

Always be on guard when contacted by unfamiliar sources. Verify the identity of the person or organization before taking any action.

Don’t Act Under Pressure

Scammers often create a sense of urgency. Take your time to verify the situation before responding.

Verify Through Trusted Channels

Contact the person or organization through known and trusted methods to confirm their identity.

Consult a Friend

If something seems suspicious, discuss it with a trusted friend or family member.

Avoid Clicking on Links

Do not click on links in unsolicited emails, texts, or social media messages.

Use Reversible Payment Methods

Opt for payment methods that allow you to reverse transactions if needed, such as credit cards.

Create a Secret Password or Phrase

Establish a secret password or phrase with your close contacts to verify each other’s identity.

Update Your Account Security

Use unique passwords for all your accounts and enable multifactor authentication (MFA).

What to Do if You’re a Victim of an AI Scam

If you fall victim to an AI scam, take the following steps:

Try to Recover Your Money

Contact your bank or payment provider to see if you can reverse the transaction.

Report the Scam

File a report with the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.

Protect Your Identity

If your identity was stolen, report it to the FTC at IdentityTheft.gov and follow their recovery plan.

Secure Your Accounts

Update your passwords and enable additional security measures on your accounts.

Monitor for Fraud

Use credit monitoring services to keep an eye on your credit report for signs of fraud.

At O1ne Mortgage, your safety is our priority. For any mortgage service needs, call us at 213-732-3074. Stay safe and vigilant!

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