“How to Save Money on Cable, Phone, and Internet: A Comprehensive Guide”

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Save Money on Cable, Phone, and Internet Bills

At O1ne Mortgage, we understand the importance of managing your finances effectively. Here are some strategies to help you save on your cable, phone, and internet bills. For any mortgage service needs, call us at 213-732-3074.

1. Negotiate Your Costs

Many bills are more negotiable than you might think. Providers often have discounts or limited trial pricing available if you ask. If negotiating feels daunting, consider using a service like Experian BillFixer™ to handle it for you. This can lead to significant reductions in your bill totals.

2. Bundle Plans

Bundling services can be a great way to save money. For instance, if your internet provider also offers cell service, combining these services can lower your overall costs. Annual savings from bundling can range from $120 to $300.

3. Downsize Your Plan

Paying less can be as simple as buying less. For example, you might reduce your cellphone data plan based on your actual usage. Similarly, consider downsizing your internet and cable packages to slower speeds and fewer channels.

4. Use Free Trials

Take advantage of free trials for services you want. For television, rotate through free trials for different channels or packages. Remember to mark the end date on your calendar to avoid charges, and some providers allow you to cancel immediately after signing up while still using the trial period.

5. Qualify for Discounts

You might qualify for various discounts on your bills. Common discounts include autopay savings, as well as veteran, student, or senior discounts. Check with your providers to see what you might be eligible for.

6. Shop With Family

Family plans can offer significant savings on bills like cellphones. Some providers even allow you to link accounts with friends for discounts. Online groups can help you coordinate with others to get the best deals.

7. Swap to Totally Free Options

Consider switching to free options for discretionary bills. Many online streaming and live TV services are available for free, and some libraries offer similar services. Free phone services are also available, though they may be ad-supported.

How Cable, Phone, and Internet Bills Can Help You Build Credit

Not only can you save money on your bills, but you can also use them to build credit. Experian Boost® allows you to add bills like cable, phone, and internet to your credit report. By adding these bills and their on-time payment history, you may see an increase in your FICO® Score from Experian.

The Bottom Line

When looking to cut costs, start with your everyday bills like cable, phone, and internet. Combining strategies such as negotiating rates and downsizing plans can lead to significant savings. Tools like Experian BillFixer can help reduce your costs without much effort on your part.

For more information on saving money on bills, or for any mortgage service needs, call O1ne Mortgage at 213-732-3074. We’re here to help you manage your finances effectively.

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