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Smart Shopping Tips for Amazon Prime Day

Amazon Prime Day is a highly anticipated annual shopping event that promises significant savings. However, it can also lead to overspending if you’re not careful. Here are some tips to help you stay within your budget and make the most of the deals.

Review Your Budget and Stick to It

The best way to avoid overspending is to have a budget and stick to it. Without a budget, you might lose control when faced with tempting deals. Review your existing budget to see how much you can comfortably spend on Amazon Prime Day without derailing your financial plans.

If you have savings set aside for holiday purchases, Prime Day could be a great opportunity to get a head start. Just make sure to read the return policies to ensure your purchases can be returned if needed. Avoid using your emergency fund for Prime Day purchases.

If you don’t have a budget, take a look at your monthly expenses and see how much you have left over. Consider creating a budget using methods like the 50/30/20 budget or zero-based budgeting.

Check to See if the Item Is a Good Deal

Just because an item is on sale on Amazon doesn’t mean it’s the lowest price available. Take the time to cross-check other retailers online to ensure you’re getting the best deal. Price comparison sites like CamelCamelCamel can show you price fluctuations over time.

Offset Your Costs by Paying With a Rewards Credit Card

If you have a rewards credit card, consider using it on Prime Day to earn points, miles, or cash back. Depending on your card, you may have different options for earning and redeeming rewards. A card with generous cash back or a 0% introductory APR on purchases could be particularly beneficial.

If you’re planning a vacation, using a card that offers generous point or mile earnings could help you save on your trip. Just make sure to pay off your purchases quickly to maximize your rewards.

The Bottom Line

Amazon Prime Day offers a great opportunity to save on items you need or have been saving up for. To avoid overspending, be mindful of your budget, compare prices, and consider using a rewards credit card. By following these tips, you can make the most of Prime Day without going into debt.

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